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Hospitality lending that unlocks capital from your trading data.

Built by operators. The understanding that powers Marjin can open faster, fairer funding.

Hospitality is the hardest place to borrow. And the place that needs it most.

Traditional lenders see seasonality as risk and thin margins as weakness. They were built for a different kind of business. So you get slow decisions, personal guarantees, and rejections that have nothing to do with how well you trade.

3,353
UK hospitality businesses went insolvent in 2025.
79%
still hadn't repaid pandemic-era debt by 2024.
Zero
lenders judging you on how you actually trade.
Empty commercial restaurant kitchen with stacked plates and stainless steel equipment

Lending based on how you trade. Not how you look on paper.

From POS to ordering to supply to accounts, plug in your existing tools seamlessly for a single, real-time view of your P&L & cashflow—enriched with machine intelligence.

A laptop open on a prep station inside a restaurant kitchen while chefs work in the background
A small team working on laptops at a bar counter surrounded by shelves of wine bottles and hanging greenery
A busy professional kitchen with chefs working quickly at stainless steel stations during service
Chefs preparing food together in a busy open-plan kitchen with stainless steel counters and equipment
A restaurant team member standing with arms crossed beside a long, neatly set dining table in warm natural light
A sunlit café interior with wooden seating, plants, and a counter displaying pastries and drinks

This is where
Marjin goes next.

Lending is in development. Register your interest and get first access when it's ready. Early operators will shape how it works.

No application, no credit check, no commitment.